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Bad Credit Auto Loans

Universal Auto Loans specializes in providing nationwide auto financing for bad credit auto loans or a bad credit car loan for people with low credit score, bad credit or bankruptcy. Even if you have been turned down in the past, qualify fast for a bad credit car loan. Auto loans are approved from either our national auto loan lender network or bad credit car dealers who are experts in bad credit auto loans. All of the bad credit auto loan lenders provide auto finance programs with zero or no money down. Auto loans for bad credit approved may be used to finance either new or used car loans.

You may be surprised to learn that bad credit car loans often have very low rates and provide car financing for people who thought there's no way they could quality to finance a new or used car. We work with people who have very bad credit, bankruptcy, no credit, repossession, poor credit and need to buy a car or truck to get to work. Universal Auto Loans can help you get that second chance you need with free quotes on bad credit auto loans in all 50 states.

Finding a lender to approve an auto loan can be really difficult and time consuming if you need to qualitfy for a bad credit auto loan. If you have tried to get a car loan with bad credit in the past, you know how frustrating and in some cases embarassing it can be. This is where Universal Auto Loans really stands out because we are specalists in bad credit auto loans and remember, we also have no down payment options for your auto loans. To get approved for your auto loan today, simply apply now online for a free, no obligation auto loan quote and drive your favorite car today! No One Turned Down, Apply Now!

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Pre-Qualify for an Auto Loan up to $45,000

Auto Loan Qualifier
Good Credit (725+)
Fair Credit (630+)
Poor Credit (575+)
Bad Credit (525+)
No Credit
Gross monthly income? (Do not include commas or $ sign)
$
Other Monthly Payments
Rent or Mortgage $
Credit Cards $

Auto Loans for Bad Credit – The Online Process

Many people want to apply online for an auto loan but are unsure of how the process works. First you should know that we are experts at financing auto loans for bad credit. We have a nationwide network of bad credit auto dealers as well as the largest network of auto loan lenders who specialize in helping in the most difficult or terrible credit situations. Our partners can help with bankruptcy, repossession, low credit score, no money down, divorce, no credit and provide multiple options to help with auto financing for bad credit.

Once you submit our auto loan application online, it is instantly routed to the nearest auto loan financing center based on your zip code. It's not unusual to get a response back in minutes during normal business hours. In some of the more difficult credit situations it could take a few hours. Once the best auto loan lender is located, you will be presented with multiple choices that will allow you to choose the loan program that best suits your needs including quite a few that offer no money down. We do the shopping for you and there is absolutely no obligation on your part to accept any auto loan program that is presented to you. It takes about 2 minutes to submit the auto loan online application.

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Current Application Status
  • Helen P.'s auto loan application has just been processed.
    Jul 31, 2014 - 05:31 am
  • Alfred H. has pre qualified for a car loan.
    Jul 31, 2014 - 05:39 am
  • Ian H. has just submitted a car loan application.
    Jul 31, 2014 - 05:57 am
  • Darlene E. has just qualified for a bad credit auto loan
    Jul 31, 2014 - 06:22 am
  • Veronica K.'s auto loan application is being processed.
    Jul 31, 2014 - 04:27 am
  • Jeanne B. has just been given a bad credit auto loan approval.
    Jul 31, 2014 - 04:55 am
  • Ryan O. has just been given a bad credit auto loan approval.
    Jul 31, 2014 - 05:33 am
  • Lynda B. has just submitted a car loan application.
    Jul 31, 2014 - 06:27 am
  • Leo H.'s auto loan application is being processed.
    Jul 31, 2014 - 04:50 am
  • Martha O. pre qualified for an auto loan with bad credit.
    Jul 31, 2014 - 05:10 am
  • Jacqueline B. has just submitted a car loan application.
    Jul 31, 2014 - 05:23 am
  • Edna H. has just submitted a car loan application.
    Jul 31, 2014 - 04:42 am
  • Cathy B.'s bad credit auto loan application has been approved.
    Jul 31, 2014 - 05:27 am
  • Dana S. has just been given a bad credit auto loan approval.
    Jul 31, 2014 - 04:38 am
  • Wendy I. has just been given a bad credit auto loan approval.
    Jul 31, 2014 - 06:15 am
  • Frederick C.'s auto loan application is being processed.
    Jul 31, 2014 - 06:10 am
  • Lauren R.'s bad credit auto loan application has been approved.
    Jul 31, 2014 - 05:55 am
  • Claudia W. has just qualified for a bad credit auto loan
    Jul 31, 2014 - 04:33 am
  • Claudia W.'s auto loan application has just been processed.
    Jul 31, 2014 - 06:06 am
  • Ashley B. has pre qualified for a car loan.
    Jul 31, 2014 - 06:26 am
Customer Feedback...
  • Member
    On On On On On

    I am now driving a used car that I just purchased and couldn’t be happier. You saved me so much frustration and leg-work. Way to go Universal Auto Loans.[...]

  • Member
    On On On On On

    I have very bad credit. The worst! Late pays, delinquent accounts…you name it! Not only did Universal Auto Loans get me approved for my bad credit auto loan, I was able to buy the car I’v[...]

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