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Regardless of Your Credit Situation

Frequently Asked Questions

I am not in a situation to pay a large down payment. Will I be able to get auto loans with little down payment?

It is not a requirement to provide a large down payment for auto loans. In fact, depending on the loan type you have applied for  you may not even have to give a down payment.

Are there any auto loans for people with bad credit?
 
Yes, we have special finance programs for people with bad credit. It is not necessary to have a good credit to be approved.

If my credit is bad, will I be able to get finance for the vehicle of my choice.

Bad credit does not prevent you from getting auto loans for the vehicle of our choice. You will be given complete freedom to choose your vehicle.

Will it be possible for me to apply for auto loans via phone?

Our privacy policy does not allow us to accept application made by phone. You will have to fill in our secured application form to apply. 

Is co-signer a necessity for auto loans?

A co-signer is necessary only in some cases. If you have a stable income and required repayment ability, a co-signer would not be asked for.

Do you offer auto loans in all states?

Our auto loans are available nationwide.

How long will it take for you to contact me?

We usually respond back within few hours with a decision. Make sure all the information you provide is correct. This will make the application process faster. 

Is there any fee to apply online?

No there are no charges to apply. And the entire application process is no obligation.

Get Approved Today

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Current Application Status
  • Steve B. has pre qualified for a car loan.
    Oct 17, 2017 - 05:32 am
  • Christy B. has pre qualified for a car loan.
    Oct 17, 2017 - 05:50 am
  • Frances L.'s auto loan application is being processed.
    Oct 17, 2017 - 06:05 am
  • Bobby H.'s auto loan application has just been processed.
    Oct 17, 2017 - 04:34 am
  • Marvin Y.'s auto loan application has just been processed.
    Oct 17, 2017 - 05:15 am
  • Sarah B.'s bad credit auto loan application has been approved.
    Oct 17, 2017 - 04:51 am
  • Sarah C. has just qualified for a bad credit auto loan
    Oct 17, 2017 - 06:07 am
  • Shannon B. has pre qualified for a car loan.
    Oct 17, 2017 - 05:10 am
  • Lester C. pre qualified for an auto loan with bad credit.
    Oct 17, 2017 - 04:31 am
  • Robert C. has just qualified for a bad credit auto loan
    Oct 17, 2017 - 05:04 am
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    Oct 17, 2017 - 06:23 am
  • Vivian M.'s auto loan application is being processed.
    Oct 17, 2017 - 05:41 am
  • Laura M. has just submitted a car loan application.
    Oct 17, 2017 - 05:17 am
  • Jeanette M.'s bad credit auto loan application has been approved.
    Oct 17, 2017 - 05:20 am
  • Michelle J. has just submitted a car loan application.
    Oct 17, 2017 - 05:34 am
  • Norma F.'s auto loan application is being processed.
    Oct 17, 2017 - 06:22 am
  • Cathy G. has pre qualified for a car loan.
    Oct 17, 2017 - 05:25 am
  • Daniel A. has pre qualified for a car loan.
    Oct 17, 2017 - 04:46 am
  • Melinda P. has pre qualified for a car loan.
    Oct 17, 2017 - 05:13 am
  • Sharon M. pre qualified for an auto loan with bad credit.
    Oct 17, 2017 - 06:21 am
Customer Feedback...
  • Member
    On On On On On

    Your company certainly came through for me. I just purchased my first car without good credit and so did my friend. Thank you![...]

  • Member
    On On On On On

    I am now driving a used car that I just purchased and couldn’t be happier. You saved me so much frustration and leg-work. Way to go Universal Auto Loans.[...]

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